In this lesson you will learn to talk about money.
课上内容（Lesson）
Are you a saver or spender? 你是一个节约的人还是一个挥霍的人？
Do you make plans for your monthly spending? 你每月有制定支出计划？
What is the best way to get rich? 致富的最佳途径是什么?
manage our money 管理我们的钱 track my money 跟踪我的钱
I am "good" with money 我擅长理财
I am "bad" with money 我不擅长理财
lend me/her/him/you
borrow from
I will borrow from him
I will borrow your car
词汇（Key Word ）
gold coin silver coin
budget n. 预算，预算费 vt. 安排，预定；把…编入预算 vi. 编预算，做预算 adj. 廉价的 # plan to spend
track my expenses 跟踪我的费用;流水账 day-to day account
interests charges 利息
crowdfunding 众筹
fancy restaurant 高级餐厅
encydopedia /ɪnˌsaɪkləˈpidiɚ/ en.cy.do.pe.dia salesman # 销售百科全书的人
poor quality cheap 便宜
good quality affordable 负担得起
excellent quality unaffordable 负担不起
purse 女士钱包
wallet 男士钱包
advertisement ad.ver.ti.se.ment n.广告；宣传
debt n.债务，借款 # debt ---> letter "b" silent
emergency em.er.gen.cy n. 紧急情况，突发事件
exactly /ɪɡ'zæktli/ adv. 恰好地；正是；精确地；正确地
figure /'fɪɡjɚ/ n. 数字；人物；图形；价格；（人的）体形；画像
frugal /'fruɡl/ adj. 节俭的；朴素的；花钱少的
hundred num. 百；百个
millionaire /,mɪljə'nɛr/ n.大富豪，百万富翁
reasonable /'riznəbl/ adj. 合理的，公道的；通情达理的
saver n.储户，存户；有助于节省的事物
spender n.用钱的人
trap .v 使……陷入险境或困境；（衣服、身体部位）夹住，绊住；捕捉，收集；使陷入圈套，使上当；给马戴饰物；（足球）停球；储存（气体、水等）
wallet n.钱包
wisely 精明地；明智地
pay off 付清，偿清
saving account 储蓄账户
句型（Sentences）
A Speech: How to Save Money 演讲:如何省钱
Ladies and gentlemen:
女士们先生们
Welcome future millionaires! I'm here to talk about money.
欢迎未来的百万富翁!我来聊一聊钱。
We all need money. We all want to be rich. Let me tell you how to save money.
我们都需要钱。我们都想变得富有。让我告诉你如何省钱。
Frist, you must be frugal. You should be careful with your money.
首先，你必须节俭。你应该小心你的钱。
You shouldn't be a huge spender.Never spend more than you make.Manage your money wisely.
你不应该是一个挥金如土的人。永远不要花得比你挣的多。明智地理财。
Second, don't be a borrower. Pay off your bills. Debt can often trap you.
Once in it, you fall deeper and deeper into debt. # debt 里面的"b" 不发音
Never borrow from others /ʌðɚz/ . 永远不要向别人借钱。
Third， don't be a lender. Never lend money to others.
第三,不要做一个“提款机”。永远不要借钱给别人。
Lend your money and lose your friend. Lend only if the need is reasonable.
借钱给别人会失去朋友。只有在合理的情况下才贷款。
If your friend asks for one hundred, lend him twenty.
如果你的朋友要一百元，借给他二十元。
Fourth， buy things with cash. Avoid using credit cards.
第四,用现金买东西。避免使用信用卡。
Never spend your money before you have it .
钱还没到手就不要花。
Never buy things you cannot afford. Buy only what you need.
永远不要买你买不起的东西。只买你需要的东西。
Don't buy what you want.
不要买你想要的。
He has always been frugal and tries to save money.
I think 10 RMB is a reasonable price for lunch.
You need a huge amount of money to buy a house these days.
Some salespeople try to trap you into buying a product you don't want.
Buy things with cash. Avoid using credit cards. 用现金买东西，避免使用信用卡
Don't be a borrower 不要向别人借钱
I have no idea, but it's never enough. 我不知道，但是钱总是不够用
If your friend asks for one hundred, lend him twenty. 如果你的朋友要借一百元，你就给他二十元
Let me tell you how to save money 让我告诉你如何省钱
Never buy things you cannot afford. 不要透支购买支付能力以外的商品
Never spend your money before you have it 在没拿到钱之前不要花钱
Pay off your bills 把你的账单付清
a. The police set a trap to catch the thief. 警察设了一个陷阱去抓小偷。
b. What would you do if you were a millionaire 如果你是百万富翁，你会做什么
c. No one knows how he spent his money for he never married and always lived a very frugal life. 没有人知道他是怎么花钱的，因为他从未结过婚，一直过着非常节俭的生活。进入翻译页面
d. He's been working three jobs in an attempt to get out of debt. 为了摆脱债务，他一直在做三份工作。
e. The restaurant gives the big spender special treatment 这家餐馆对挥金如土的人给予特殊待遇
f. Her quick thinking in an emergency saved the baby's life. 她在紧急情况下思维敏捷救了孩子的命。
g. He is a compulsive saver who always watches his spending. 他是一个有强迫力的储蓄者，总是注意自己的消费
语法（Grammar）
$ dollar 美元
€ euro 欧元
£ pound 英镑
% percent
$5.25 five dollars and twenty-five cents
2.5% two and a half percent, or two point five percent
125 one hundred and twenty five
463 four hundred and sixty three
6185 six thousand one hundred and eighty five
$ 1.6M one point six million dollars
$143 one hundred and fourty three dollars
10.5% ten point five percent
2,200 two thousand and two hundred
$2.5M two point five million dollars
821 eight hundred and twenty one
2.5 two point five
$55.64 fifty five dollars and sixty four cents
212 two hundred and twelve
43% forty-three percent
simple present 一般现在时
He lives in an apartemnt 他住在一间公寓里
Does she open the door for you to come in? 她会为你开门让你进来吗?
My younger sister doesn't have many friens. 我妹妹没有很多朋友。
We hardly ever listen to the news in the car 我们很少在车里听新闻
She's very shy. She doesn't talk much 她很害羞。她话不多
Does Jane get along well with her boss? 简和她的老板相处得好吗?
My cell phone is new, but it doesn't work very well. 我的手机是新的，但是不太好用。